Housing Loan
7.35% P.A*
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IFSC- UTIB0REWA01 “Under FIF aid from NABARD”
| Sr. No. | Type of Deposits | Existing Rate of Interest |
Revised Rate of Interest w.e.f. 01-07-2025 |
|---|---|---|---|
| 1 | Savings Deposit | ||
| Savings Deposit | 3.00% | 3.00% | |
| PF Account | As per Govt. | As per Govt. | |
| 2 | Fixed Deposit & Recurring Deposit | ||
| 7 days to 14 days | 3.00% | 3.00% | |
| 15 days to 29 days | 3.00% | 3.00% | |
| 30 days to 45 days | 3.00% | 3.50% | |
| 46 days to 90 days | 3.40% | 4.00% | |
| 91 days to 179 days | 5.00% | 5.00% | |
| 180 days but less than 1 year | 5.90% | 5.75% | |
| 1 year to less then 454 Days | 7.15% | 7.00% | |
| *455 Days* | 7.40% | 7.00% | |
| 455 year to less than 2 years | 7.35% | 7.00% | |
| 2 years but less than 3 years | 7.35% | 7.15% | |
| 3 years and above | 7.35% | 7.15% | |
| 3 | Call Deposits | ||
| Call deposit at 15 days | 3.00% | 3.00% | |
| Call deposit at 45 days | 3.10% | 3.10% |
Note:
| a. | All rates are subject to revision from time to time. |
| b. | The rate of interest on term deposit of Senior Citizen will be 00.50% P.A higher than the above said rates. |
| c. | 1% additional rate of interest on deposit of staff member/their association is allowed to be continued subject to the submission of undertaking/declaration. |
| d. | The revised rate of interest on term deposit will be applicable only on fresh deposit and on renewal of existing deposit on maturity on/or after 01-07-2025 |
| e. | There will be charge penal interest @1%p.a on premature withdrawal on term deposit. |
